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Final Expense Life Insurance in Virginia (2025 Guide)
Final Expense (burial) life insurance gives Virginia families lifetime coverage to pay funeral and end‑of‑life costs. Premiums are fixed, benefits don’t decrease, and most applicants don’t need a medical exam.
Average Costs in Virginia
| Age | $10,000 | $20,000 |
|---|---|---|
| 60 | ~$31–$49/mo | ~$58–$90/mo |
| 70 | ~$47–$74/mo | ~$89–$138/mo |
| 80 | ~$98–$158/mo | Varies; eligibility required |
Major Cities
- Richmond • Virginia Beach • Norfolk • Chesapeake • Arlington
- Ask funeral homes for a General Price List (GPL) to compare burial vs cremation costs
Carriers
Mutual of Omaha • Aetna • American Amicable • Foresters • Royal Neighbors • Gerber Life • Liberty Bankers • Prosperity • Transamerica
Get Local Help
Free quotes and phone applications with a licensed agent (NPN 20704118).
Get a Virginia quote or call (484) 729‑8157.
Regulatory note: see the Virginia SCC Bureau of Insurance.