Home › Final Expense by State › Texas
Final Expense Life Insurance in Texas (2025 Guide)
Final Expense (burial) life insurance gives Texas families a simple way to cover funeral and end‑of‑life costs. Premiums are fixed for life, and most applicants do not need a medical exam.
Average Costs in Texas
Ranges can vary by metro area; we’ll compare carriers for your age and health.
| Age | $10,000 | $20,000 |
|---|---|---|
| 60 | ~$30–$50/mo | ~$58–$92/mo |
| 70 | ~$46–$74/mo | ~$89–$138/mo |
| 80 | ~$98–$158/mo | Varies; eligibility required |
Major Metros
- Dallas • Houston • San Antonio • Austin • Fort Worth • El Paso
- Request a General Price List (GPL) from funeral homes to compare burial vs cremation costs
Get Local Help
Free quotes and phone applications with a licensed agent (NPN 20704118).
Get a Texas quote or call (484) 729‑8157.
Regulatory note: see the Texas Department of Insurance.