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Final Expense Life Insurance in Michigan (2025 Guide)
Final Expense (burial) life insurance helps Michigan families cover funeral and end‑of‑life costs with lifetime protection and fixed premiums. Many applicants are approved with no medical exam.
Average Costs in Michigan
| Age | $10,000 | $20,000 |
|---|---|---|
| 60 | ~$31–$50/mo | ~$59–$92/mo |
| 70 | ~$47–$75/mo | ~$90–$140/mo |
| 80 | ~$99–$160/mo | Varies; eligibility required |
Major Cities
- Detroit • Grand Rapids • Ann Arbor • Lansing
- Ask funeral homes for a General Price List (GPL) to compare packages
Carriers
Mutual of Omaha • Aetna • American Amicable • Foresters • Royal Neighbors • Gerber Life • Liberty Bankers • Prosperity • Transamerica
Get Local Help
Free quotes and phone applications with a licensed agent (NPN 20704118).
Get a Michigan quote or call (484) 729‑8157.
Regulatory note: see the Michigan Department of Insurance and Financial Services.