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Final Expense Life Insurance in Kansas (2025 Guide)
Final Expense Life Insurance Kansas provides lifetime coverage designed to pay funeral and end‑of‑life costs. Premiums are fixed, coverage never decreases, and many applicants qualify without a medical exam.
Average Costs in Kansas
| Age | $10,000 | $20,000 |
|---|---|---|
| 60 | ~$30–$45/mo | ~$55–$85/mo |
| 70 | ~$45–$70/mo | ~$85–$130/mo |
| 80 | ~$95–$150/mo | Varies; eligibility required |
Ranges are illustrative; your exact price depends on age, health, tobacco, and carrier underwriting.
Top Kansas Carriers
- Mutual of Omaha • Aetna • American Amicable
- Foresters • Royal Neighbors • Gerber Life • Liberty Bankers • Prosperity • Transamerica
Qualifying (Even with Health Issues)
- No medical exam: most applications use health questions and a prescription check
- Guaranteed issue: no questions; typically a 2‑year graded benefit for non‑accidental death
Kansas Funeral Costs (Quick Look)
- Wichita • Topeka • Overland Park • Kansas City, KS — costs vary by provider and package
- Burial generally costs more than cremation; request a General Price List (GPL) to compare
Get Local Help
Free quotes and phone applications with a licensed agent (NPN 20704118).
FAQ
Can I qualify after cancer? Often yes, depending on timing and type; guaranteed issue may apply.
Is there a waiting period? Guaranteed issue usually includes a two‑year graded period for non‑accidental death.
Regulatory note: For consumer resources, visit the Kansas Insurance Department.