Home › Final Expense › Cost by Age
Final Expense Cost by Age
Final Expense (burial) insurance is designed to cover funeral and end‑of‑life costs with lifetime coverage and fixed rates. Sample ranges below are for illustration—your exact price depends on age, health, state, and carrier.
Age 60
$10k: ~$30–$45/mo
$20k: ~$55–$85/mo
$10k: ~$30–$45/mo
$20k: ~$55–$85/mo
Age 70
$10k: ~$45–$70/mo
$20k: ~$85–$130/mo
$10k: ~$45–$70/mo
$20k: ~$85–$130/mo
Age 80
$10k: ~$95–$150/mo
$20k: varies; eligibility required
$10k: ~$95–$150/mo
$20k: varies; eligibility required
What affects your rate?
- Age, coverage amount, and tobacco use
- Health history and prescriptions
- State and carrier underwriting
Ready to estimate your options? Compare plans and get matched to top carriers.